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Please read the following Terms and Conditions governing the First Responders Financial Services LLC site.
CONDITIONS OF USE
THESE TERMS AND CONDITIONS CONSTITUTE AN AGREEMENT BETWEEN YOU AND FIRST RESPONDERS FINANCIAL SERVICES LLC ("FRFS”). BY USING THIS SITE, YOU (A) ACKNOWLEDGE AND AGREE THAT YOU HAVE READ THESE TERMS AND
CONDITIONS CAREFULLY AND UNDERSTAND EACH OF THEM AND (B) SIGNIFY YOUR ASSENT TO THESE TERMS AND CONDITIONS WITHOUT LIMITATION OR QUALIFICATION. FRFS MAY AT ANY TIME REVISE THESE TERMS AND CONDITIONS BY UPDATING THIS
POSTING. YOU ARE BOUND BY ANY SUCH REVISIONS AND SHOULD THEREFORE PERIODICALLY VISIT THIS PAGE TO REVIEW THE THEN CURRENT TERMS AND CONDITIONS TO WHICH YOU ARE BOUND.
AS USED HEREIN, ”YOU" REFERS TO THE INDIVIDUAL ACCESSING AND USING THIS SITE AND, IF THAT INDIVIDUAL IS ACCESSING AND USING THIS SITE ON BEHALF OF A CORPORATION, PARTNERSHIP, LIMITED LIABILITY COMPANY OR OTHER
BUSINESS ENTITY, THEN "YOU" ALSO INCLUDES THAT ENTITY.
NO OFFER
ACCESS TO THE PRODUCTS AND SERVICES DESCRIBED ON OR PROVIDED THROUGH THIS SITE OR BY HYPERLINK IS NOT TO BE USED AS OR CONSIDERED TO BE AN OFFER TO SELL, A SOLICITATION OF AN OFFER TO BUY OR SELL OR ANY ADVICE OR
RECOMMENDATION WITH RESPECT TO ANY FINANCIAL OR INSURANCE PRODUCT, SERVICE OR INSTRUMENT. THE INFORMATION AND MATERIALS CONTAINED ON THIS SITE ARE PROVIDED TO YOU FOR INFORMATIONAL PURPOSES ONLY.
INFORMATION PROVIDED AS IS / DISCLAIMER OF WARRANTIES
THE INFORMATION AND MATERIALS CONTAINED ON OR PROVIDED THROUGH THIS SITE OR BY HYPERLINK WITH RESPECT TO FINANCIAL AND INSURANCE PRODUCTS OR SERVICES OFFERED BY OTHERS, INCLUDE INFORMATION AND MATERIALS PREPARED BY
OTHERS WITH NO INVOLVEMENT OR PRIOR REVIEW BY FRFS. ALL INFORMATION AND MATERIALS CONTAINED ON OR PROVIDED THROUGH THIS SITE OR BY HYPERLINK CONCERNING THE PRODUCTS OR SERVICES OF OTHERS ARE PROVIDED "AS
IS." FRFS DOES NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF SUCH INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN SUCH INFORMATION AND MATERIALS.
FRFS HEREBY EXPRESSLY DISCLAIMS ALL EXPRESS, STATUTORY OR IMPLIED WARRANTIES REGARDING THIS SITE AND THE FINANCIAL AND INSURANCE PRODUCTS OR SERVICES OFFERED ON OR PROVIDED THROUGH THIS SITE OR BY HYPERLINK, AND SHALL
HAVE NO RESPONSIBILITY OR LIABILITY FOR ANY FINANCIAL RESULTS OBTAINED FROM OR NOT OBTAINED AS A RESULT OF THE USE OF THIS SITE OR THE PURCHASE OF PRODUCTS OR SERVICES DESCRIBED ON OR PROVIDED THROUGH THIS SITE OR BY
HYPERLINK INCLUDING BUT NOT LIMITED TO, ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR USE, AND ALL WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING AND USAGE OF TRADE OR THEIR
EQUIVALENTS UNDER THE LAWS OF ANY JURISDICTION. FRFS NEITHER WARRANTS NOR GUARANTEES THE ACCURACY, TIMELINESS, SUITABILITY, COMPLETENESS OR AVAILABILITY OF THIS SITE OR THE INFORMATION, RESULTS, PRODUCTS OR SERVICES
OBTAINED FROM USE OF THIS SITE, OR THAT THE INFORMATION OR OPINIONS FOUND ON THIS SITE WILL BE FREE FROM ERROR.
UNDER NO CIRCUMSTANCES AND UNDER NO THEORY OF LAW, TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE, SHALL FRFS BE LIABLE TO ANYONE FOR ANY DAMAGES RESULTING FROM ACCESS TO, USE OF, OR INABILITY TO ACCESS OR USE, THIS SITE
OR FROM THE USE OF ANY PRODUCT OR SERVICE DESCRIBED ON OR PROVIDED THROUGH THIS SITE OR BY HYPERLINK, REGARDLESS OF WHETHER THEY ARE DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES OF
ANY CHARACTER, INCLUDING DAMAGES FOR INVESTMENT LOSSES OR LOST PROFITS, OR FOR ANY CLAIM OR DEMAND BY ANY THIRD PARTY, EVEN IF FRFS KNEW OR HAD REASON TO KNOW OF THE POSSIBILITY OF SUCH DAMAGES, CLAIM OR DEMAND, AND
REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE.
NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, IS MADE REGARDING THE FUTURE PERFORMANCE OR SUCCESS OF ANY FINANCIAL PRODUCT, SERVICE OR INSTRUMENT DESCRIBED ON OR PROVIDED THROUGH THIS SITE OR BY HYPERLINK.
THIS SITE IS SUBJECT TO SUBSEQUENT UPDATE AND REVISION, WHICH MAY OCCUR AT ANY TIME OR FROM TIME TO TIME, BUT ARE NOT ON ANY PARTICULAR SCHEDULE. MATERIALS SHOULD ONLY BE CONSIDERED CURRENT AS OF THE DATE OF
INITIAL PUBLICATION APPEARING THEREON, WITHOUT REGARD TO THE DATE ON WHICH YOU MAY ACCESS THE INFORMATION. FRFS MAINTAINS THE RIGHT TO DELETE OR MODIFY INFORMATION ON THIS SITE WITHOUT PRIOR NOTICE AND IS NOT
RESPONSIBLE FOR AND CANNOT ASSURE THAT ANY VENDOR OF, OR THE TERMS OF, ANY PRODUCT OR SERVICE DESCRIBED ON OR PROVIDED THROUGH THIS SITE OR BY HYPERLINK WILL BE AVAILABLE AT ANY TIME.
ACCESS GENERALLY TO THIS SITE
NEITHER THIS SITE NOR ANY INFORMATION OR MATERIALS CONTAINED IN IT ARE DIRECTED TO, OR INTENDED FOR DISTRIBUTION TO OR USE BY, ANY PERSON OR ENTITY WHO IS A CITIZEN OF, RESIDENT OF, OR LOCATED IN, ANY JURISDICTION WHERE
SUCH DISTRIBUTION, PUBLICATION, AVAILABILITY OR USE WOULD BE CONTRARY TO LAW OR REGULATION OR WHICH WOULD SUBJECT FRFS TO ANY REGISTRATION, FILING OR LICENSING REQUIREMENT WITHIN SUCH JURISDICTION OR WOULD SUBJECT FRFS TO
REGULATION BY SECURITIES OR OTHER GOVERNMENTAL AUTHORITIES IN ANY SUCH JURISDICTION.
ACCESS TO PRIVATE AREAS OF THIS SITE
CERTAIN AREAS OF THIS SITE CANNOT BE VIEWED WITHOUT A PASSWORD. ALL PASSWORDS AND OTHER ACCESS CODES OR SECURITY ITEMS ISSUED TO YOU BY FRFS, OR SELECTED BY YOU, ARE REFERRED TO HEREIN AS "PASSWORDS."
YOU ARE SOLELY RESPONSIBLE FOR THE USE AND PROPER PROTECTION OF PASSWORDS AND AGREE (A) TO TAKE ALL REASONABLE PRECAUTIONS TO PROTECT THE SECURITY AND INTEGRITY OF THE PASSWORDS AND TO PREVENT THEIR UNAUTHORIZED USE
AND (B) TO BE RESPONSIBLE FOR ALL ACTIONS TAKEN THAT USE YOUR PASSWORD. IF YOU BECOME AWARE OF ANY UNAUTHORIZED ACCESS OR USE OF YOUR PASSWORD OR IF YOUR PASSWORD IS LOST, YOU WILL IMMEDIATELY NOTIFY FRFS.
COPYRIGHT AND TRADEMARK
ALL INFORMATION AND MATERIALS PRESENTED ON THIS SITE, OTHER THAN PHOTOGRAPHS AND EXCERPTS FROM CITED MEDIA, UNLESS SPECIFICALLY INDICATED OTHERWISE, HAVE BEEN COPYRIGHTED BY FRFS AND/OR ITS AFFILIATES. YOU MAY
PRINT THE MATERIALS WITHOUT THE EXPRESS WRITTEN CONSENT OF FRFS PROVIDED THAT YOU MAINTAIN ALL COPYRIGHT AND OTHER NOTICES CONTAINED IN SUCH MATERIALS, BUT YOU MAY NOT OTHERWISE DOWNLOAD THE MATERIALS. NONE OF THE
MATERIALS, NOR ITS CONTENT, NOR ANY COPY OF IT, MAY BE ALTERED IN ANY WAY, TRANSMITTED TO, OR DISTRIBUTED TO ANY OTHER PARTY, WITHOUT THE EXPRESS PRIOR WRITTEN PERMISSION OF FRFS. ALL TRADEMARKS, SERVICE MARKS AND
LOGOS USED ON THIS SITE ARE TRADEMARKS OR SERVICE MARKS OR REGISTERED TRADEMARKS OR SERVICE MARKS OF FRFS, ONE OF ITS AFFILIATES OR OTHERS WHOSE PRODUCTS OR SERVICES ARE MADE AVAILABLE THROUGH THIS SITE, UNLESS OTHERWISE
INDICATED.
LINKED SITES
THIS SITE CONTAINS LINKS TO OTHER WEBSITES OR RESOURCES. FRFS DOES NOT CONTROL OR ENDORSE, AND HAS NOT REVIEWED, ANY WEBSITES OR RESOURCES THAT LINK TO THIS SITE OR TO WHICH THIS SITE LINKS. FRFS TAKES NO
RESPONSIBILITY FOR THE ACCURACY, CONTENT OR ANY ASPECT OF SUCH WEBSITES, RESOURCES OR PAGES WHICH LINK TO THIS SITE OR TO WHICH THIS SITE LINKS AND DISCLAIMS ANY LIABILITY TO YOU IN CONNECTION THEREWITH. LINKS TO
OTHER SITES ARE PROVIDED SOLELY FOR YOUR CONVENIENCE. IF YOU CHOOSE TO FOLLOW LINKS TO ANY OTHER WEBSITES, RESOURCES OR PAGES YOU DO SO AT YOUR OWN RISK.
GOVERNING LAW
THESE TERMS AND CONDITIONS SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE SUBSTANTIVE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICTS OF LAWS PROVISIONS.
ENFORCEABILITY
IF ANY TERM OR PROVISION OF THESE TERMS AND CONDITIONS SHALL BE HELD TO BE UNENFORCEABLE, ALL REMAINING TERMS AND PROVISIONS SHALL NOT BE IMPAIRED AND THE UNENFORCEABLE TERM OR PROVISION SHALL BE REPLACED BY SUCH
ENFORCEABLE TERM OR PROVISION AS COMES CLOSEST TO THE INTENTION UNDERLYING SUCH UNENFORCEABLE TERM OR PROVISION.
© 2008 First Responders Financial Services LLC and/or its affiliated companies. All rights reserved.
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